SpendWhat

Personal finance

Know what you spendwith SpendWhat

Track income and expenses, set budgets, scan bills with AI, and chat with a finance assistant—on your phone, in English or Vietnamese.

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Everything you need to stay in control

Built for everyday money management—with optional AI when you want speed and insight.

  • Expense & income tracking

    Log transactions, filter by type, and see your balance at a glance with categories you control.

  • AI bill scan

    Snap a receipt or choose a photo—let AI recognize amounts and categories so you spend less time typing.

  • AI finance chat

    Ask questions about spending, budgets, and savings. Optional voice input for hands-free help.

  • Budgets & categories

    Set a monthly limit, cap categories, and get a clearer picture of where your money goes.

  • Income sources

    Track recurring income with flexible schedules so your dashboard stays accurate.

  • SpendWhat Pro

    Unlimited AI, advanced analytics, app lock, import/export, and priority support.

How it works

Three simple steps from chaos to clarity.

  1. 1

    Track

    Add expenses and income, organize with categories, and watch your balance update in real time.

  2. 2

    Scan

    Use AI to read receipts from your camera or gallery—confirm details and save in one tap.

  3. 3

    Save

    Set budgets, chat with the assistant for tips, and upgrade to Pro for deeper analytics and tools.

SpendWhat Pro

Subscribe in the app (monthly or yearly) to unlock the full power of AI and premium tools. Pricing is shown in your local storefront at purchase time.

Included with Pro

  • Unlimited AI (chat & bill scan)
  • Advanced analytics
  • App lock for privacy
  • Data import & export
  • Priority support